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The basic principal of income taxation is, the more you earn, the more you pay. This is where Presidential Life's deferred annuities can help you in two ways. First, the primary advantage of a deferred annuity is deferral of income taxation on earnings until you actually take your money out. Tax-deferral on earnings as your money grows means more income in retirement. Second, at retirement, you can convert your annuity savings into life-long income payments. This spreads out the return of your annuity earnings over the longest period possible, making taxation on earnings more manageable. Presidential has developed 4 single premium and 3 flexible premium deferred annuities, one of which is sure to meet your retirement savings needs. To see the tax advantage of a deferred annuity in action, click here: Deferred Annuities. For more information on specific products, click below.

 
 
Nothing is more disappointing than seeing your financial plans crumble because the investment returns you expected didn't materialize. Fortunately, this can't happen when you base your decisions on the guaranteed returns of a Presidential Life deferred annuity. All of our deferred annuities offer you competitive current rates that are guaranteed from one to six years, a strong renewal rate history, and substantial minimum policy guarantees. With a Presidential Life single or flexible premium annuity contract, you know where you stand financially, and no matter which one you choose as your savings approach, you can plan for your future with assurance.

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