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Twenty-five years ago, the biggest
problem someone had in planning for retirement was to accumulate
enough to make ends meet. Today, when the fastest growing
population segment in our country is people over age 80, the
problem is more complex. Not only do you have to make sure
you accumulate enough to make ends meet, but you have to make
sure that you've accumulated enough to last for as long as
you live. This is where Presidential Life can be of real help
to you. Our single premium immediate annuity contracts can
be set up to provide you, or you and a spouse or other loved
one, with an income that will be paid like clock-work no matter
how long you live. In addition, you can tie your life-long
income payments to fixed period guarantees—such as 10, 20
or even 30 years—to guarantee that either you or your beneficiaries
will get a reasonable return on your annuity purchase. Great
flexibility and rock-solid income guarantees: a good foundation
on which to build your retirement planning.
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One of the easiest ways to make sure
that a personal or business payment obligation is met is to
shift the responsibility for meeting it to Presidential Life
by purchasing one of our immediate annuity contracts. You
make only a single premium payment and direct the payments
to whomever you wish. From that moment on, Presidential Life
makes sure that your payments are made on time, in the right
amount, and to the person you want to receive them. As the
contract owner, you still retain ultimate control over who
receives the annuity payments, and, if you've purchased the
annuity to meet certain business obligations, such as payments
under a non-qualified deferred compensation agreement, you
still reap all the tax benefits you expected to get. Many
people also use immediate annuities to automatically make
the payments on their life insurance or long-term care policies.
For more information on life-long payments, click on "Single
Premium Immediate Annuity." For payments over a fixed
period, click on "Single Premium Immediate Income."
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