PRESIDENTIAL
LIFEoffers competitive rates
on all of our products. CLICK ON
PRODUCTS TO FIND THE PRODUCT THAT FITS
YOUR NEEDS OR CALL US AT 1-800-926-7599 OR
1-888-PRES-LIF
Rates are effective November 11, 2009, and
are subject to change without notice. Click here for more details.
Initial
Interest Rate
Guarantee Periods
Deposits
$5,000 and over
Deposits
under $5,000
Classic SPDA, 1-yr rate guar**
N/A
N/A
Secure 4, 4-yr rate guar**
3.00%
N/A
Secure 5, 5-yr rate guar**
3.10%
N/A
Secure 6, 6-yr rate guar**
3.00%
N/A
Liberty 1 - Bailout rate guar**
N/A
N/A
Liberty 2 - Bailout rate guar**
N/A
N/A
Liberty 3 - Bailout rate guar**
N/A
N/A
Liberty 4 - Bailout rate guar**
N/A
N/A
**Guar min 3%. As of 11/11/09 2%.
Rates are effective November 11, 2009 and
are subject to change without notice. New money deposit rates are
guaranteed to December 31, 2010. Click
here for more details.
No Load Flex**
3.00%
TSA Flex
Not Avail.
401(k) Flex**
3.00%
**Guar min 3%. As of
11/11/09 2%.
Rates are effective September 02, 2009 and
are subject to change without notice. Below are just two examples
of our immediate annuity monthly payouts. Rates may vary if state
premium taxes are applicable and depend upon tax qualification status. Click
here for more details.
$100,000 for 5 years
Period certain .....
$1,736.02
$100,000 male age 65
Life w/20 years certain .....
$ 579.49
A "split annuity" is an arrangement in which
one payment buys two annuities: a single premium immediate income
(SPII) contract, to provide level income payments for a fixed
period – usually 5 or 6 years – and a single premium
deferred annuity (SPDA), to accumulate cash value at interest.
Under most split annuity arrangements, the value of the SPDA equals
the total premium originally paid for both annuities by the time
the SPII income payments stop.
Presidential's 5-year split annuity
involves two separate annuities:
A Single Premium [period certain] Immediate Income (SPII) contract
that maximizes your after-tax income at a guaranteed level, payable
monthly for five full years (60 payments), and
A Single Premium [Secure 5] Deferred Annuity (SPDA) that grows
by the end of your five-year income payment period to an amount
equal to your original premium.
Below is an example of what a $100,000 deposit
in Presidential's 5-year split annuity will purchase. Actual rates on
annuities you purchase may vary if you live in a state in which
a state premium tax applies.
Presidential's 6-year split annuity also involves
two separate annuities:
A Single Premium [period
certain] Immediate Income (SPII) contract that maximizes your
after-tax income at a guaranteed level, payable monthly for six
full years (72 payments), and
A Single Premium [Secure
6] Deferred Annuity (SPDA) that grows by the end of your six-year
income payment period to an amount equal to your original premium.
Below is an example of what a $100,000 deposit
in Presidential's 6-year split annuity will purchase. Actual rates
on annuities you purchase may vary if you live in a state in which
a state premium tax applies.
